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Sep 20, 2024
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    Select your pre-connected accounting provider under “To third-party service provider”. However, you may choose to disconnect your Bank Feed(s) if a User’s access or Network access levels have changed. For any disputes in connection with a matter arising under these BPAY Terms and Conditions, please promptly notify us and we will attempt to resolve your dispute through our dispute resolution process. 10.2 You must notify us if any of your information changes and you consent to us disclosing your updated information to all other participants in the BPAY Scheme as necessary.
    10.4 You should check your payment records and receipts carefully and promptly report any error to us by calling our contact centre. “Mobile Device Passcode” means anything required to unlock a mobile device including a password, passcode, pattern or biometric identifier (where applicable). Business payment debits rely on processing by other financial institutions and we cannot advise when these payments will be processed to your customers account. Online Banking means the online banking service registered in the name of an individual to manage their banking online, and in the case of an organisation, refers to Online Banking for business, unless the context specifies otherwise. Mobile device means a mobile phone that is able to access Westpac Mobile Banking, a tablet device that is able to access Westpac Tablet Banking, or another type of personal electronic device as described in the Help centre that is able to access specific Online Banking services.
    6.7 Where the sending institution is not satisfied that a payment is a Mistaken Internet Payment, it is not required to take any further action, however it may choose to contact the unintended recipient and explain that a person has claimed that a transaction was mistaken. 6.3 We will acknowledge receipt of your report of a mistaken internet payment, conduct an investigation into that mistaken internet payment, and inform you in writing of the outcome of our investigation within 30 business days of the day on which you made the report. This limit on liability does not apply to customers of Online Banking for business please refer to below section “Online Banking for business” 5.8 You’ll also be liable for actual losses resulting from unauthorised transactions made using Online Banking caused by the User unreasonably delaying notifying us of the misuse, loss or theft of a Mobile phone, Security device, or of their Access code(s) becoming known to someone else. 5.2 For the purposes of this clause 5, a reference to you or your means the Account holder of the Account from which an unauthorised transaction has occurred. 4.5 If you’re using Mobile Banking, you must also not write your Customer number, Password or Mobile passcode on your Mobile device or keep a record of any of them near the Mobile device. 4.3 If you make a record of your Access code you must keep that record separate and well away from any electronic equipment (such as a computer or Mobile phone) or any other Access code or Security device you use to access Online Banking unless the Access code is reasonably disguised.
    3.3 Once the payment is fully approved it will be processed in accordance with the cut-off time applicable for that payment method. After 90 days following submission the unapproved payment will expire and will need to be created again in order to be processed. (i) promptly notify us if you become aware, or reasonably suspect that a Batch Payer Direction has been erroneously submitted or processed; We will notify you through the Mobile device when you can choose to set up these options to sign in to Tablet Banking. 6.14 You should check your payments list to confirm that a scheduled International Payment (including a Recurring payment) has been processed. For your security, we recommend that you choose a Password for Online Banking that is unrelated to any of your other Westpac passwords, such as your card PIN. When your PayID is registered, your details (including your name) will be available to people who use the service and enter your mobile phone PayID.
    PayTo Payment Agreement means an agreement established by you and an approved merchant or Payment Initiator, by which you authorise us to make payments from your Account via the NPP. Payment Initiator means an approved payment service provider who, whether acting on behalf of you or a merchant, is authorised by you to initiate payments from your Account via the NPP. Services may be offered through an internet website, or through a computer application you may choose to install on your Mobile device. Different services are presented depending on whether the Mobile device is a mobile phone (Westpac Mobile Banking) or a tablet (Westpac Tablet Banking) or other devices that you use to access Online Banking. PayTo Payment Agreements must be recorded in the Mandate Management Service to process NPP payments. Help centre means the information contained under the the “?” icon or “Learn more” links found on the page in Online Banking.
    If the Mobile phone is also used by other people, they may receive, or be able to access your SMS Code messages. 3.5 We will send the Westpac Protect™ Security Code by SMS to your Mobile phone, and you’ll need to promptly enter that Access code in Online Banking for the transaction to be processed. You may be given an opportunity to select a Mobile passcode or choose to use biometric information such as the fingerprints or facial data you store on your Mobile device for accessing Mobile Banking through your chosen Mobile device.
    When we process Transactions we don’t check whether the payee account name you provide matches the name and other account details held by the payee’s bank, even if you have received a Confirmation of Payee match outcome. All transfers to other Suncorp Bank Accounts, other than future dated or recurring payments and any payment held or delayed because we consider it is of higher risk, will generally be processed immediately. We may hold or delay processing payment instructions that we consider, acting reasonably, are of a higher risk, to protect you or us from losses resulting from scams, fraud or other illegal conduct. Please allow 1-2 business days for an External Transfer to be received by the recipient if it cannot be sent as an Osko payment. External Transfers (other than Osko payments) submitted after this time may not be sent until the following business day. All other External Transfers will be sent to the destination the same day if submitted before 5.30pm (AEST) on a business day (Monday to Friday exclusive of recognised public holidays). We will notify you 90 days before the Physical Security Token is due to expire.
    We will promptly notify you of any such action to pause or cancel your PayTo Payment Agreement via Online Banking, Mobile Banking, or email. Where we are unable to process your request (e.g. to cancel, amend or pause your PayTo Payment Agreement), we will notify you this in Online Mobile Banking, and you may need to contact your merchant or Payment Initiator to action your request. We will respond to all claims within 5 business days, and if the claim is founded, we will refund your Account. If the merchant or Payment Initiator cancels a PayTo Payment Agreement to which you are a party, we will promptly notify you of that cancellation via Online Banking, Mobile Banking, or email. The Mandate Management Service will notify the merchant’s or Payment Initiator’s financial institution or payment processor of the cancellation. If the merchant or Payment Initiator pauses a PayTo Payment Agreement to which you are a party, we will promptly notify you of that, and of any subsequent resumption, via Online Banking, Mobile Banking, or email. The Mandate Management Service will notify the merchant’s or Payment Initiator’s financial institution or payment processor of the pause or resumption.

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