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The business or organisation will generate a unique
email format PayID, typically provided at online checkout or on an invoice.
Some payments may be subject to security checks which
could delay a payment. It checks the account name, BSB, and account number you’ve entered against the
details held by the recipient’s bank and displays a match outcome.
3.3 Once the payment is fully approved it will be processed
in accordance with the cut-off time applicable for that payment method.
After 90 days following submission the unapproved payment will
expire and will need to be created again in order to be processed.
(i) promptly notify us if you become aware, or
reasonably suspect that a Batch Payer Direction has been erroneously submitted or
processed; We will notify you through the Mobile device when you can choose to set up these options to sign in to
Tablet Banking. 6.14 You should check your payments list to confirm that a scheduled International Payment
(including a Recurring payment) has been processed. For your
security, we recommend that you choose a Password
for Online Banking that is unrelated to any of your other Westpac passwords, such as
your card PIN. When your PayID is registered, your details (including your name) will be available
to people who use the service and enter your mobile phone PayID.
If you contact our Contact Centre, you’ll be notified
of any changes to our records of your Mobile phone number
via an SMS to both your old and new Mobile phone numbers.
We may change these Terms and Conditions at any time and we’ll notify
you of changes as described below. The relevant provisions of the Banking Code apply to the banking services
referred to in this document. 5.3 We will notify you
in accordance with Part 4 if there are any changes to the
default Business Daily Limit. Once the Business Daily Limit is
reached, no further transactions can be approved, irrespective if any
User has an amount remaining in their individual Daily Payment Limit.
The Submitter and the Approver(s) will be notified when the request
has been processed.
If the Mobile phone is also used by other people, they may receive, or be
able to access your SMS Code messages. 3.5 We will send the Westpac Protect™ Security
Code by SMS to your Mobile phone, and you’ll
need to promptly enter that Access code in Online Banking for the transaction to be processed.
You may be given an opportunity to select a Mobile passcode or choose to use biometric information such as the
fingerprints or facial data you store on your Mobile device for accessing Mobile Banking
through your chosen Mobile device.
4.2 If you make a record of your Access codes you must either take
reasonable steps to prevent unauthorised access to the record or ensure it is reasonably disguised.
3.14 You must keep any Token secure and in a location where unauthorised
people can’t access it. 3.10 You can manage your Mobile devices that receive Security Codes,
including opting out of receiving Security Codes via the Westpac App,
by deregistering your device(s) in Online Banking or
calling our contact centre. If you call our contact
centre to tell us about this change, we’ll send an SMS to both
the old and new numbers.
PayTo Payment Agreement means an agreement established by you and an approved merchant
or Payment Initiator, by which you authorise us to make payments from
your Account via the NPP. Payment Initiator means an approved payment service provider who, whether acting on behalf
of you or a merchant, is authorised by you to initiate payments from your Account via the
NPP. Services may be offered through an internet website,
or through a computer application you may choose to install on your Mobile device.
Different services are presented depending on whether the Mobile device
is a mobile phone (Westpac Mobile Banking) or a tablet (Westpac Tablet
Banking) or other devices that you use to access Online Banking.
PayTo Payment Agreements must be recorded in the Mandate Management Service to process
NPP payments. Help centre means the information contained under the the “?” icon or
“Learn more” links found on the page in Online Banking.
“Suitable Software” refers to versions of operating system, firewall,
anti-spam, anti-virus and web browser software that is presently
supported by the software vendor. “Secure Computer Equipment” includes
set top boxes, computers, games consoles, televisions,
mobile phones or any other equipment that may be used to access Internet Banking and
you believe is managed and used in a secure way.
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initiate payments from your Account. “Confirmation of Payee” is
an initiative of Australian Payments Plus (AP+) and is the industry-wide service which enables payers
to check whether the account name they have entered in relation to
a BSB and account number matches the account details held by the payee’s financial institution.
A reference to “you” or “your” means each person separately and jointly who is
an Account owner or authorised to transact on an Account.
A reference to “we”, “us” or “our” means Suncorp Bank (unless the context otherwise requires).
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